Friday, January 23, 2009

Insured or cancelled?

Time to think about insurance before the riding season starts. I usually have my bike tuned up, registration renewed, but no one really thinks about updating their insurance. I haven't thought about my bike insurance since last spring. I got my yearly notice yesterday, and found out about a nonrenewal. I thought "nonrenewal?" What the heck is this about? Well, I read the notice and could not find any reason for this, extrememly vague notice. I called and never got a real person to talk to, so I left a message for them to call me and explain. I finally got called, after about a couple hours wait, not long for a busy insurance company to return a call, but I digress. The final explanation was, I had too many points on my license! So I took the matter up with the Department of Motor Vehicles, which in turn, went through a long explanation of telling which form to fill out and how much it was going to cost and all the usual stuff like that. So, I said pretty please and found out my license is clean, since 1992 (which I was last ticketed for no seatbelt) so what points are the insurance company talking about? We don't know, but, now I will have no insurance on the bike, which until the weather clears and snow melts really isn't a big deal. Plus, for carrying just liabilty on the bike, for the difference of $5 a year, who cares which company carries me, I still asked the insurance company am I insured or cancelled? Good til march 13th anyways, so no, I still have my insurance 'til the policy ends and my license is good to go!
See you on the Road!

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